Risk Assessment Framework

Help me assess and manage risks for my [BUSINESS TYPE].

Business details:
- Type: [DESCRIPTION]
- Revenue: [ANNUAL]
- Employees: [NUMBER]
- Key dependencies: [WHAT MY BUSINESS DEPENDS ON]
- Location: [PHYSICAL/ONLINE/BOTH]

Conduct a risk assessment across these categories:

1. Financial Risks
   - Revenue concentration (dependence on few customers)
   - Cash flow risks
   - Market/economic risks

2. Operational Risks
   - Key person dependency (what if I'm incapacitated?)
   - Technology failure risks
   - Supply chain risks
   - Quality/delivery failures

3. Legal/Compliance Risks
   - Contractual liabilities
   - Regulatory risks
   - Litigation risks

4. Market Risks
   - Competition threats
   - Industry disruption
   - Customer behavior changes

5. Reputational Risks
   - Online reputation threats
   - Customer complaint escalation
   - Data breach or privacy incident

6. Natural/External Risks
   - Disaster recovery
   - Pandemic/health crisis impact
   - Political/regulatory changes

For each risk identified:
- Likelihood (1-5)
- Impact severity (1-5)
- Risk score (likelihood x impact)
- Current mitigation (what I'm doing now)
- Recommended mitigation (what I should do)
- Cost to mitigate
- Priority (address now/soon/monitor)

Create a top-10 risk register with action items.