Cash Flow Analysis

Help me analyze and improve my cash flow.

Current situation:
- Monthly revenue: [AMOUNT]
- Monthly expenses: [AMOUNT]
- Cash in bank: [AMOUNT]
- Accounts receivable (money owed to me): [AMOUNT]
- Accounts payable (money I owe): [AMOUNT]
- Average time to get paid: [DAYS]
- Average time I pay vendors: [DAYS]

Revenue patterns:
- Seasonal fluctuations: [YES/NO - DESCRIBE]
- Payment terms I offer: [NET 15/30/ETC.]
- Percentage of recurring vs. one-time revenue: [SPLIT]

Expense patterns:
- Fixed monthly costs: [LIST WITH AMOUNTS]
- Variable costs: [LIST]
- Upcoming large expenses: [LIST WITH TIMING]

Analyze:
1. My current cash flow health (rate it)
2. Months where I'm at risk of running low
3. The gap between when I spend and when I collect
4. My cash runway (how long I can survive if revenue stops)

Recommend:
1. Ways to accelerate incoming payments
2. Ways to manage outgoing payments better
3. Where to cut or optimize spending
4. Cash reserve target I should maintain
5. Early warning signs of cash flow problems