Financial Projection Builder

Create financial projections for my [BUSINESS TYPE] business.

Current financials:
- Monthly revenue: [AMOUNT]
- Monthly expenses: [AMOUNT]
- Revenue sources: [LIST WITH APPROXIMATE PERCENTAGES]
- Major expense categories: [LIST WITH AMOUNTS]
- Current profit margin: [PERCENTAGE OR "UNSURE"]

Business details:
- Stage: [STARTUP/GROWTH/ESTABLISHED]
- Pricing model: [HOW I CHARGE]
- Average customer value: [AMOUNT PER CUSTOMER/MONTH]
- Current customer count: [NUMBER]
- Customer acquisition rate: [NEW CUSTOMERS PER MONTH]
- Customer churn rate: [PERCENTAGE OR "UNSURE"]

Create projections for the next 12 months:
1. Monthly revenue forecast (conservative, moderate, optimistic)
2. Monthly expense forecast (including planned investments)
3. Profit/loss by month
4. Cash flow projection (when money comes in vs. goes out)
5. Break-even analysis (if not yet profitable)
6. Key assumptions behind each projection

Planned changes that affect projections:
- [HIRING PLANS, NEW PRODUCTS, PRICE CHANGES, ETC.]

Format as a month-by-month table I can track against.
Flag any months where cash flow could be tight.