The Disclosure Obligation Checklist

Build a disclosure checklist for this transaction.

Property type: [DESCRIBE]
Jurisdiction: [STATE/PROVINCE]
Known conditions: [LIST]
Transaction type: [DESCRIBE]

Produce:
1. A category-by-category disclosure checklist
2. For each known condition: whether it appears material, what
   disclosure would look like, and what documentation supports it
3. Conditions commonly overlooked in this property type
4. The difference between what must be disclosed and what must be
   investigated — a distinction agents get wrong constantly
5. What to do when a seller does not want something disclosed
6. What to document about disclosure conversations
7. Timing: what must be disclosed when

CRITICAL: mark every substantive requirement as [VERIFY AGAINST
STATE LAW AND BROKERAGE POLICY]. Disclosure law is entirely
state-specific and this checklist is a prompt for confirming
requirements, not a statement of them. Where a question arises,
the answer comes from your broker or an attorney, not from an AI
assistant.