Pros/Cons Deep Dive

I'm considering [DECISION/CHANGE/OPTION].

Give me a thorough pros and cons analysis:

Pros:
- Immediate benefits
- Long-term benefits
- Hidden or non-obvious benefits
- Who benefits and how

Cons:
- Immediate costs/risks
- Long-term costs/risks
- Hidden or non-obvious downsides
- Who is negatively affected and how

Also consider:
- What am I not seeing?
- What would make the cons irrelevant?
- What would make the pros insufficient?
- What's the cost of NOT doing this?

My situation: [RELEVANT CONTEXT]