The Ratio Analysis Runner

Run a full ratio analysis on this company and interpret the results — I
want the "so what," not just the numbers.

Financials: [PASTE KEY FIGURES OR STATEMENTS]
Industry: [DESCRIBE]
Comparison: [PRIOR YEAR / COMPETITOR / INDUSTRY AVERAGE / NONE]

Calculate and interpret, grouped as:
- Liquidity (current, quick, cash conversion cycle)
- Profitability (gross, operating, net margin; ROA; ROE)
- Efficiency (asset turnover, inventory days, receivable days, payable
  days)
- Leverage / solvency (debt-to-equity, interest coverage)

For each ratio: the formula, the value, whether it's good/bad/neutral for
this industry, and the business reason behind it. End with the three
ratios that matter most for this specific company and why.