The Regulatory Response Outline

Help me outline a response to a regulator's request or
findings.

Regulator: [NAME]
What they have sent: [PASTE OR DESCRIBE THE REQUEST,
FINDINGS, OR NOTICE]
Deadline stated: [DATE]
Our position: [DESCRIBE]
What we accept and what we contest: [DESCRIBE]

Produce:
1. An outline of the response, section by section, in the
   order the regulator will read it
2. For each point they raised: whether to accept, explain, or
   contest, with a one-line rationale
3. The facts we need to marshal for each response point,
   separated from argument
4. Where a failure is acknowledged: the structure for
   acknowledging it without over-confessing or minimising
5. Remediation to describe, framed as what has changed
6. Documents and evidence to attach
7. Points with implications beyond this matter, flagged for
   me
8. A list of what must be confirmed with external counsel
   before sending

Constraints:
- Work only from what I supply; do NOT speculate about cause
- Do NOT cite authority or assert what the regulation
  requires
- Do NOT decide the position on contested points — set out
  the options
- This is a working outline for review, not a document to
  send